Ten Ways to Save More Money Part I

(i) Get a New Savings Account - automate your savings contribution

With a new savings account you won't immediately see your savings grow, however over time, a new savings account can yield a higher return on your contribution. Shop different banks and read consumer reviews.

(ii) Shop Healthcare Providers - seek out no co-pay for preventative care

Many healthcare providers are beginning to waive co-pay fees when the insured is seeking preventative care. This is to save both the insured and the insurance company money in the long-run by treating illnesses and diseases early.

(iii) Get Rid of Your Old Appliaces - unplug and power down appliances while not in use

Old appliances eat away at your electric bill. If you can afford to take advantage of the government's Cash for Appliances program, you may be able to save a great deal on new appliances; however, if you can't afford this option, make sure unused appliances are unplugged.

(iv) Open A Traditional IRA - take a moment to compare traditional IRAs to Roth IRAs

People who may be facing a higher tax bracket may be able to reduce their tax liability by opening a traditional IRA. Be sure to consult a tax professional prior to opening either a Roth or traditional IRA to learn about any tax benefits.

(v) Pick 10 Monthly Expenses to Cut Back On - no more premium coffee and eating out

This is an obvious but effective way to save money. Stop eating out as often, stop paying three dollars or more for a cup of coffee, buy your coffee and groceries and prepare them yourself to save a significant amount each month.

For information about saving money, read 10 Ways to Save Money and New Credit Card Laws.